*{margin:0;padding:0;box-sizing:border-box}
:root{--primary:#E8543F;--primary-dark:#C0392B;--primary-light:#C0392B;--accent:#0F766E;--text:#211E19;--text-light:#5C574E;--bg:#FAF7F2;--bg-warm:#F3EEE4;--bg-card:#FFFFFF;--border:#E4DDD0;--shadow:0 1px 3px rgba(40,30,20,0.08)}
body{font-family:'Inter',-apple-system,'Segoe UI',sans-serif;color:var(--text);line-height:1.75;background:var(--bg)}
a{color:var(--primary-dark);text-decoration:none}a:hover{color:var(--primary);text-decoration:underline}
.post-body a{text-decoration:underline;text-underline-offset:2px}
img{max-width:100%;height:auto}
.masthead{position:sticky;top:0;z-index:100;background:rgba(250,247,242,.92);border-bottom:1px solid var(--border);backdrop-filter:blur(8px)}
.masthead-wrap{max-width:1200px;margin:0 auto;padding:.75rem 1.5rem;display:flex;align-items:center;justify-content:space-between}
.brand-mark{font-weight:800;font-size:1.1rem;color:var(--text);letter-spacing:-.01em}.brand-mark span{color:var(--primary-dark)}.brand-mark:hover{text-decoration:none}
.top-menu{display:flex;gap:1.5rem}.top-menu a{color:var(--text-light);font-size:.88rem;font-weight:500;border-bottom:2px solid transparent}.top-menu a:hover{color:var(--primary-dark);border-bottom-color:var(--primary);text-decoration:none}
.menu-btn{display:none;background:none;border:none;cursor:pointer;width:28px;height:20px;position:relative}.menu-btn span,.menu-btn::before,.menu-btn::after{display:block;width:100%;height:2px;background:var(--text);position:absolute;left:0}.menu-btn span{top:9px}.menu-btn::before{content:'';top:0}.menu-btn::after{content:'';top:18px}
.drawer-menu{display:none;flex-direction:column;background:var(--bg);border-top:1px solid var(--border);padding:.5rem 1.5rem}.drawer-menu.open{display:flex}.drawer-menu a{padding:.6rem 0;color:var(--text-light);border-bottom:1px solid var(--border)}
.lead-banner{position:relative;background:var(--bg);padding:2.75rem 0 1.25rem;overflow:hidden}.lead-backdrop{display:none}.lead-copy{position:relative;z-index:2;text-align:left;max-width:1200px;margin:0 auto;padding:0 1.5rem;color:var(--text)}
.lead-tag{display:inline-block;background:transparent;color:var(--primary-dark);border:1px solid var(--primary);font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.14em;padding:.3rem .85rem;border-radius:3px;margin-bottom:1rem}
.lead-banner h1{font-family:'Spectral',Georgia,'Times New Roman',serif;font-size:2.7rem;font-weight:700;line-height:1.15;margin-bottom:.6rem;color:var(--text);letter-spacing:-.01em;max-width:18ch}.lead-banner p{font-size:1.08rem;color:var(--text-light);max-width:62ch;line-height:1.6}
.lead-action{display:inline-flex;align-items:center;gap:.5rem;background:var(--primary-dark);color:#fff;padding:.75rem 1.75rem;border-radius:6px;font-weight:600;margin-top:1.25rem}.lead-action:hover{background:var(--primary);text-decoration:none;color:#fff}
.crumb-trail{max-width:1200px;margin:0 auto;padding:.75rem 1.5rem;font-size:.82rem;color:var(--text-light)}.crumb-trail a{color:var(--text-light)}.crumb-trail span{margin:0 .4rem;opacity:.5}
.content-shell{max-width:1200px;margin:0 auto;padding:1.5rem;display:grid;grid-template-columns:1fr 300px;gap:2.5rem}
.post-body{min-width:0}.post-body h2{font-family:'Spectral',Georgia,'Times New Roman',serif;font-size:1.7rem;font-weight:700;color:var(--text);margin:2.25rem 0 .85rem;padding-bottom:.5rem;border-bottom:1px solid var(--border);letter-spacing:-.01em}.post-body h2:first-child{margin-top:0}.post-body p{margin-bottom:1.05rem;font-size:1rem;color:#2B2722}
.post-body h3{font-size:1.18rem;font-weight:700;color:var(--text);margin:1.6rem 0 .5rem}
.post-body ul,.post-body ol{margin:0 0 1.05rem 1.5rem;font-size:1rem;color:#2B2722}.post-body li{margin-bottom:.45rem;line-height:1.65}
.post-body table{width:100%;border-collapse:collapse;margin:1.5rem 0;font-size:.9rem;border-radius:8px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--border)}
.post-body thead{background:var(--primary-dark);color:#fff}
.post-body th{padding:.7rem .9rem;text-align:left;font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.03em;border-bottom:2px solid var(--primary)}
.post-body td{padding:.65rem .9rem;border-bottom:1px solid var(--border);color:#2B2722}
.post-body tbody tr:nth-child(even){background:var(--bg-warm)}
.post-body tbody tr:hover{background:#FBEEEA}
.inline-figure{margin:1.75rem 0;border-radius:10px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--border)}.inline-figure img{width:100%;display:block;aspect-ratio:16/9;object-fit:cover}.inline-figure figcaption{padding:.6rem 1rem;font-size:.82rem;color:var(--text-light);background:var(--bg-warm);font-style:italic}
.key-panel{background:#FBF1ED;border-left:4px solid var(--primary);padding:1.25rem 1.5rem;border-radius:0 8px 8px 0;margin:1.5rem 0}.key-panel p{margin-bottom:.5rem;font-size:.96rem;color:#2B2722}.key-panel p:last-child{margin-bottom:0}
.perk-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem;margin:1.5rem 0}.perk-tile{background:var(--bg-card);border-radius:10px;padding:1.25rem;border:1px solid var(--border);box-shadow:var(--shadow)}.perk-tile h4{font-size:1rem;font-weight:700;margin-bottom:.4rem;color:var(--text)}.perk-tile p{font-size:.85rem;color:var(--text-light);margin:0}
.side-rail{display:flex;flex-direction:column;gap:1.5rem}.rail-box{background:var(--bg-card);border-radius:10px;padding:1.25rem;border:1px solid var(--border);box-shadow:var(--shadow)}.rail-box h3{font-size:.8rem;font-weight:700;margin-bottom:.75rem;text-transform:uppercase;letter-spacing:.04em;color:var(--primary-dark)}.rail-nav{display:flex;flex-direction:column;gap:.25rem}.rail-nav a{display:block;padding:.4rem .6rem;font-size:.85rem;color:var(--text-light);border-radius:6px}.rail-nav a:hover{background:var(--primary-dark);color:#fff;text-decoration:none}
.page-foot{background:#211E19;color:#B8B0A4;margin-top:3rem}.foot-wrap{max-width:1200px;margin:0 auto;padding:2.5rem 1.5rem;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:2rem}.foot-brand .brand-mark{color:#fff;margin-bottom:.5rem;display:inline-block}.foot-brand .brand-mark span{color:var(--primary)}.foot-brand p{font-size:.82rem;color:#8C857A;margin-top:.5rem}.foot-group h4{font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;color:var(--primary);margin-bottom:.75rem;font-weight:700}.foot-group a{display:block;font-size:.82rem;color:#B8B0A4;padding:.2rem 0}.foot-group a:hover{color:#fff;text-decoration:none}.foot-base{max-width:1200px;margin:0 auto;padding:1rem 1.5rem;border-top:1px solid #3A352E;font-size:.75rem;color:#8C857A;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.5rem}.foot-base a{color:#B8B0A4}
@media(max-width:900px){.content-shell{grid-template-columns:1fr}.foot-wrap{grid-template-columns:1fr}.top-menu{display:none}.menu-btn{display:block}.lead-banner h1{font-size:1.95rem}.post-body table{display:block;overflow-x:auto;white-space:nowrap}.post-body th,.post-body td{white-space:normal;min-width:120px}}

.stamp-line{font-size:.8rem;color:var(--text-light);margin-top:1.5rem;padding-top:1rem;border-top:1px solid var(--border)}
.more-reading{margin-top:2rem;padding:1.25rem;background:var(--bg-warm);border-radius:8px;border:1px solid var(--border)}
.more-reading h3{font-size:1rem;margin-bottom:.75rem;color:var(--text)}
.more-reading a{display:block;padding:8px 0;border-bottom:1px solid var(--border);text-decoration:none;color:var(--text-light)}
.more-reading a:hover{color:var(--primary-dark)}
.more-reading a:last-child{border-bottom:none}
.faq-section{margin:2rem 0}
.faq-item{margin-bottom:1.25rem;padding:1rem 1.25rem;background:#FBF8F3;border-radius:8px;border:1px solid var(--border)}
.faq-item h3{font-size:1rem;margin-bottom:.5rem;color:var(--text)}
.skip-link:focus{position:fixed!important;left:16px;top:16px;opacity:1!important;pointer-events:auto!important;z-index:9999;background:var(--primary-dark);color:#fff;border-radius:6px;padding:8px 16px;outline:2px solid var(--primary);font-size:14px;text-decoration:none}

a:focus-visible{outline:2px solid var(--primary-dark);outline-offset:2px;border-radius:2px}
button:focus-visible{outline:2px solid var(--primary-dark);outline-offset:2px}
.jump-list{background:var(--bg-warm);border:1px solid var(--border);border-radius:8px;padding:1.25rem 1.5rem;margin:1.5rem 0;max-width:1200px;margin-left:auto;margin-right:auto}
.jump-list h3{font-size:.95rem;font-weight:700;color:var(--text);margin-bottom:.6rem;text-transform:uppercase;letter-spacing:.03em}
.jump-list ol{margin:0 0 0 1.2rem;font-size:.9rem;color:var(--text-light)}
.jump-list li{margin-bottom:.3rem;line-height:1.5}
.jump-list a{color:var(--primary-dark);text-decoration:none}
.jump-list a:hover{text-decoration:underline}
.writer-card{display:flex;gap:1.25rem;align-items:flex-start;background:var(--bg-warm);border:1px solid var(--border);border-radius:10px;padding:1.25rem 1.5rem;margin:2rem 0}
.writer-card .writer-meta h3{font-size:.95rem;font-weight:700;color:var(--text);margin-bottom:.25rem}
.writer-card .writer-meta p{font-size:.85rem;color:var(--text-light);line-height:1.55;margin:0}
.writer-card .writer-meta a{color:var(--primary-dark);font-size:.85rem}
@media(max-width:600px){.writer-card{flex-direction:column;align-items:center;text-align:center}}
.desk-note{background:rgba(232,84,63,.06);border:1px solid rgba(232,84,63,.22);border-radius:8px;padding:.75rem 1rem;margin:1.5rem 0;font-size:.82rem;color:var(--text-light);line-height:1.5}
@media print {
  .masthead, .drawer-menu, .menu-btn, .side-rail, .page-foot, .lead-action, .lead-tag { display: none !important; }
  .lead-banner { min-height: auto !important; padding: 20px 0; }
  .lead-backdrop { display: none; }
  .lead-copy { position: static; color: #000; text-shadow: none; }
  .content-shell { display: block; }
  .post-body { max-width: 100%; }
  body { font-size: 12pt; line-height: 1.5; color: #000; background: #fff; }
  a { color: #000; text-decoration: underline; }
  a[href^="http"]::after { content: " (" attr(href) ")"; font-size: 9pt; }
  .comparison-table { font-size: 9pt; }
  .perk-row { display: block; }
  .perk-tile { border: 1px solid #ccc; margin-bottom: 8px; page-break-inside: avoid; }
  .key-panel { border: 1px solid #999; background: #f5f5f5 !important; }
  img { max-width: 100%; }
  .more-reading { page-break-before: always; }
}